CMG’s Loan Officer compensation model is built for flexibility, transparency, and alignment with each producer’s business strategy. While all compensation plans must meet internal compliance and profitability standards, CMG allows Loan Officers to structure their pay in a way that fits their volume, model, and growth goals.
It’s Not What You Earn – It’s What You Keep
Compensation isn’t just about basis points – it’s about what you take home. Our model is designed to balance competitive earnings with real business support, helping Loan Officers grow sustainably without excess overhead.
We don’t believe in one-size-fits-all. Compensation at CMG is flexible, aggressive, and tailored to your unique business model, market, and goals. Whether you’re focused on self-sourced production, builder partnerships, or niche products, we’ll meet you where you are and take you where you want to go.
What sets CMG apart is the support behind the paycheck. Many of the services that cost producers thousands elsewhere are already covered – or meaningfully subsidized – at CMG.
Included Business Support:
- Access to our free marketing tech stack (and discounted premium marketing services through preferred vendors).
- Setup team assistance for ordering VOEs, appraisals, title, and more
- In-house Loan Officer Assistant (LOA) support for qualifying producers
- Corporate-subsidized milestone gifting and closing gifts
- Company cost-sharing on approved events and sponsorships
What You Can Customize:
- Protected Accounts Comp (i.e. builders)
- LOA structure and bonus plans
- MSA, Desk Rentals, etc.
Our comp structure is transparent, fair, and built with margin awareness on both sides. You’ll never be penalized for building a business, and you’ll always know what’s being deducted.
Compensation That Fuels Growth
At CMG Home Loans, compensation isn’t just about closing loans – it’s about building a business with multiple paths to grow your income. Our philosophy is built around long-term, scalable success. We reward production, protect your relationships, and offer flexibility for how you earn.
Whether you’re focused on personal production, team growth, niche markets, or strategic partnerships, our model supports it. You’ll have access to additional income opportunities beyond the standard comp structure, including:
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Earnings from internally referred opportunities
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Compensation on protected builder accounts
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Referral income for out-of-market or unlicensed transactions
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Full comp on brokered and non-QM loans
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Scalable support options that help you do more without added overhead
CMG believes in meeting you where you are and helping you scale from there. Every component of our platform is built to fuel momentum, protect your book, and ensure your income grows alongside your production.
Call to Action
Have questions about how compensation works at CMG or how it might look for your business model? Let’s connect and walk through your current structure. Whether you’re focused on purchase growth, lead gen, builder accounts, or non-QM, we’ll help you find the best setup to scale your success.
Schedule a discovery call to explore the options.